Not all businesses fit the mold of a simple 9-to-5 office space. Some operations come with unique risks—whether it’s the nature of the work, a complex product, or a dynamic service offering. That’s where we come in.
Complex Commercial Insurance Programs are a specialty at Emerling Floss Murphy & Associates. With deep experience and expertise in Western New York, we help businesses secure the right coverage at the best price—while also offering valuable local insights and connections.
Whether you run a dog kennel, bakery, restaurant, daycare, food truck, or any other unique business, there isn’t a complex commercial case we can’t handle!
As your business grows, we’ll continually review your insurance plan to ensure your coverage stays current and competitively priced. Our team is available year-round to adjust to your evolving needs.
While similar to standard business insurance, Complex Commercial Insurance includes additional options to protect your business from the unique risks it faces.
