Auto Insurance

Why Comprehensive Auto Insurance Matters

It’s easy to overlook the importance of having the right auto insurance coverage. While many major carriers offer simple and straightforward policies, true protection often involves considering various factors to ensure you are fully covered. A bundled auto insurance policy might take into account several key elements, such as:

  • Number of Vehicles: Coverage for multiple cars, trucks, or other vehicles in your household.
  • Number of Drivers: Insuring all family members or others who may drive your vehicles.
  • Types of Vehicles: Including specialty coverage for watercraft, motorcycles, all-terrain vehicles, and more.
  • Driving Record: Rates can be influenced by the driving history of each insured driver.
  • Vehicle Storage Location: Your insurance needs may vary depending on where your vehicles are stored or parked.

Emerling Floss Murphy & Associates can help you with auto insurance for both personal and business needs.  We can also bundle your insurance to help give you the best policy for the fairest price.

Get the Right Auto Insurance Coverage

Having the right auto insurance is crucial to protect yourself from the financial risks of accidents or claims. A well-structured policy ensures you’re covered in case of costly legal awards or damages.

If you’re unsure about the coverage you need, we can help. Our agency offers plans from trusted insurers and will work with you to find the best options for your needs.

Contact us today to explore your auto insurance options and secure peace of mind on the road.

Compulsory Auto Policy Coverage

  • Bodily Injury to Others
  • Personal Injury Protection
  • Bodily Injury Caused by Uninsured Auto
  • Damage to Someone Else’s Property

Optional Coverages

  • Optional Bodily Injury to Others
  • Medical Payments
  • Collision
  • Comprehensive
  • Substitute Transportation
  • Towing and Labor
  • Bodily Injury Caused by an Underinsured Auto
  • 716-631-0190
  • 9092 Main Street
    Clarence, NY 14031
  • 111 Pine Street
    Lockport, NY 14094